Retirement Planning: Tips for Planning a Dream Retirement!

Event information
Venue:FIU, 11200 SW 8th St., Room GC 150, Miami, FL 33199



Every client's situation is unique and there are many financial products in the market, and so choosing the ones that best meet an individual client's needs can be complicated. We take a personal approach to our Retirement Income Planning. We start with a one-on-one conversation so we can customize a retirement income plan that will help you reach your objectives.

Section 1: Life Planning for Retirement

  • Life planning for retirement
  • The changing retirement landscape
  • New retirement opportunities
  • Values and objectives in nine areas of life
  • The retirement planning process

Section 2: Retirement Needs & Expenses

  • Early retirement trends
  • How long must your money last?
  • Inflation, prices, and purchasing power

Retirement expectations

How much will you need to retire?

Can you retire today?

Section 3: Roadblocks & Mistakes

Retirement planning mistakes

Financial and cash-flow statements

Credit and debt

Taxes and marginal tax rates

Strategies to save money on taxes

Taxable investments

Capital gains income tax exclusion

Investments with tax advantages

Section 4: Retirement Income Sources

Traditional vs Roth IRAs

IRA to Roth IRA conversions

Other retirement income sources

Social Security eligibility and benefits

Recent changes in Social Security

Defined benefits vs defined contributions


Andrew Carrillo is the President and Founder of Barnett Capital Advisors. He began his career at Ameriprise Financial Services Inc. but decided to depart from the firm because he realized how much being an independent financial advisor could benefit his current and future clients. Throughout his career, Andrew has earned the designation of Certified Financial Planner™ (CFP®), Accredited Wealth Management AdvisorSM (AWMA®), and Chartered Retirement Planning CounselorSM (CRPC®), each of which requires advanced financial planning studies and adherence to a strict code of professional conduct.